The Total Money Makeover
General money management
Adopt the habits of your financial hero

Adopt the habits of your financial hero

from The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey

How to Apply This

  1. Write down the name of a wealthy and successful person you admire – which you can consider your financial hero.
    It could be one of the world’s wealthiest people, a neighbor, or anyone as long as you’re sure they are rich and successful.

  2. Research the habits that made them successful and rich.
    If your financial hero is famous, you can read their biographies and success stories. If the person is your neighbor or someone you know, you can set an interview with them. Make sure to take notes along the way.

  3. Choose the habits you’d like to adopt for yourself.
    If they have experienced similar problems as what you’re experiencing now, you could adopt their approach to paying off debts. Try to imitate the approaches and habits that can help you reach financial independence.

  4. Take action!
    The only difference between you and those wealthy people is their ability to act quickly. Break that difference by also taking action. If they succeed, so can you!

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