Create the portfolio mix for all economic seasons

Instructions

Put 30% in stocks.
This may seem low, but remember that stocks are three times riskier than bonds.
Invest in long-term government bonds.
Invest 15% in intermediate-term (7-10 year Treasuries) and 40% in long-term bonds (20-25 year Treasuries). This is a large portion because it counters the volatility of the stocks and will bring a potential for higher returns in the future.
Invest in gold and commodities.
You need to have a piece of that portfolio that will do well with accelerated inflation. So, you’d want 7.5% in gold and 7.5% in commodities because there are environments where rapid inflation can hurt both stocks and bonds.
Rebalance your portfolio.
When one segment does well, you must sell a portion and return to the original allocation. This should be done at least annually. If done properly, it can actually increase your tax efficiency. Having a fiduciary implement and manage this for you would be most helpful.