Lower your monthly expenses

Instructions

Think before you spend.
Thinking before spending is one of the easiest ways to lower your monthly expenses. Making a conscious effort to identify what deserves your hard-earned dollar will help you decide whether to go on a shopping spree or use what you already have.
Choose quality life over the standard way of living.
Taking the initiative to take care of your body, share with friends, or get more in tune with your identity increases your quality of life and happiness level. Not only will you start saving money, but you’ll start to worry less about making it to the next payday.