Save your first $1000 starter emergency fund

Write down your total income.

Write down the allotted amount for your monthly budget.

Write down the date you aim to finish saving up for your $1000 starter emergency fund.
The faster you finish saving up for it, the better. Challenge yourself to build your first $1000 emergency fund as quickly as possible.

Write down how much you are willing to save every month to complete your starter emergency fund quickly.

Decide where to put your emergency fund.
The best place is somewhere you cannot easily get to.

Start saving for your emergency fund.
It’s best to keep it in cash so you can easily bring it out when a real emergency occurs.

Spend it only when a real emergency occurs.
Make sure you can discern what a real emergency is from those that are not. Events like a job layoff or a death of a loved one are some examples of a real emergency.