Use the 3% formula and invest in yourself.

When you invest in yourself, you will gain advanced skills and knowledge. This will help you become the best in your field and achieve success.

1. Invest at least 3% of your annual income in yourself.
   Attend an educational seminar, buy books relating to your field, etc.

2. Secret weapon: Invest at least 3% of your annual income goal.
   This is for those who are truly committed to achieving success. If your annual income goal is $100,000, then invest $3,000 per year back into yourself.